EveryDollar does not automatically categorize your spending, nor does it link a bank account directly to a Goal, Fund, debt, or budget item. The reason automatic categorization is not a feature is because EveryDollar was designed to follow the principles we teach (7 Baby Steps Explained). By preventing automated tracking, it creates an emotional connection with expense transactions. We need to feel that money leaving our account. EveryDollar is the closest thing to cash that has ever been built.
💡 Pro Tip: You can also track transactions manually if you do not have EveryDollar Premium. Read more here: How to Manually Track Transactions.
Plus, let's be honest, when you shop at Amazon or Target, can any software really guess accurately what you spent money on?