EveryDollar doesn’t automatically categorize your spending or link your bank account directly to a Goal, Fund, Debt, or Budget item, and that’s actually by design! EveryDollar is built around the principles we teach in the 7 Baby Steps to help you take control of your money.
By tracking transactions and placing them in line items yourself, you build a real connection with where your money goes. You feel the money leaving your account just like when you use cash. This hands-on approach helps you stay intentional and aware, which is key to reaching your goals. EveryDollar is the closest thing to cash you’ll find in a budgeting app.
💡 Pro Tip: Don’t have EveryDollar Premium? No problem! You can still track your transactions manually and keep your budget on track. Check out this guide: How to Manually Track Transactions.
And honestly, when you shop at places like Amazon or Target, no software can guess exactly what you bought, so being involved in tracking your spending really pays off.