EveryDollar only allows for one budget per account. A second budget (maybe for a business or someone else) will require an additional Ramsey account to be created using a different email address. We recommend business budgets be separate from personal budgets so there is no question as to where money is coming from or going.
💡Pro Tip: Use a business email address for a business budget and a personal email address for a personal budget to easily differentiate between the two.
A second account is NOT required for spouses to share the same budget. Read more about that here: Does My Spouse Require a Separate Account?