EveryDollar only allows for one budget per account. A second budget (maybe for a business or someone else) will require an additional Ramsey account to be created using a different email address. We recommend business budgets be separate from personal budgets so there is no question as to where money is coming from or going.
For spouses, a second account is NOT required to share the same budget. You can join the same Household with your spouse to view and edit the same budget while signing in to EveryDollar with your respective email addresses. Read more about that here: Does My Spouse Require a Separate Account?
💡Pro Tip: Use a business email address for a business budget and a personal email address for a personal budget to easily differentiate between the two.